Testimonials - Loan Modifications What a blessing. The kit is not really worth the $179 you would normally pay. In my case it is really worth $8,400/year or for the life of the loan $218,400. If anyone is questioning the worth of the kit I would say it will pay for itself over and over and over. - Lynn S. Central Florida, FL Thanks so much for the great job with my loan mod. You guys got my payment down from $2668 to $1457. This is a financial lifesaver and it only took 5 weeks to get it done. I will be referring more people to you. Thanks again, Y. Ko Kissimmee, FL